Mortgage Rates Today, October 16, 2025
Due to the government shutdown, investors must rely on headlines to determine their trades, as official economic data is scarce.
The average mortgage rates for October 15, 2025, were as follows:
- 30-year fixed rate mortgage: 6.28%, a decrease of 0.01% from the previous day
- 15-year fixed mortgage rate: 5.35%, up by 0.01%
- 30-year FHA mortgage: 5.59%, having dropped by 0.05%
- 30-year jumbo mortgage rate: 6.63%, reflecting no change
Although today's schedule included important economic data, such as the retail sales report and the producer price index, the government shutdown means no official figures will be released.
Investors are highly sensitive to news that affects or reflects on the performance of the economy.
Author's summary: Mortgage rates are influenced by political and economic news due to lack of data.
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