Advocates say more needs to be done to address the issue, as tweaks made to superannuation tax offsets for low-income earners will barely help the quarter of women who retire in poverty.
Meet Rosemary, a 60-year-old mid-level manager at an aged-care home in Victoria, who worries about affording her own old age.
"I'll have to work for as long as I can,"she says.
"However long an employer will keep me."
Rosemary's life path resembles those of many Australian women approaching retirement age. She took 10 years out of the workforce to raise her children, and after their father left, she faced significant financial uncertainty.
Author's summary: Women like Rosemary face financial uncertainty in retirement due to the superannuation gender gap.