The UK insurance market is experiencing softening conditions in 2025, resulting in better pricing and expanded coverage options for buyers.
Between 2019 and 2023, the market faced significant hardening due to rising claims, catastrophic weather events, inflation, supply chain issues, and global events.
A recent AON report suggests a notable softening in the market, with a general reduction in pricing between 10% and 20% over Q2 2025.
This shift offers favourable conditions for buyers, with improved pricing and coverage options.
Author's summary: Softening UK insurance market offers better options.